Tax Navigation by PaperWerks

IRS Wage Levies: What Income Is Exempt (and How It’s Calculated)

IRS Wage Levies: What Income Is Exempt (and How It’s Calculated)by: John B Love IIIPublished on: 02/01/2026

An IRS wage levy doesn’t always take your entire paycheck. This guide explains how the exempt amount is calculated, including pay periods, filing status, dependents, existing payroll deductions, child support exemptions, and what employers must do when they receive a levy notice.

IRS wage levyNotice of Levy on Wageswages exempt from levyIRS Publication 1494amount exempt from levy per pay periodcontinuous wage levystandard deduction levy exemptiondependent exemption amount 2025payroll deductions and IRS levyvoluntary payroll deductions levy restrictionchild support exemption from levyprotection against termination garnishmentDepartment of Labor Wage and Hour DivisionIRC section 6333 books and records
Read more
IRS Wage Levies: What Income Is Exempt (and How It’s Calculated)

IRS Collection Financial Standards: How Allowable Living Expenses Are Determined (and Why It Matters)

IRS Collection Financial Standards: How Allowable Living Expenses Are Determined (and Why It Matters)by: John B Love IIIPublished on: 02/01/2026

A practical overview of IRS Collection Financial Standards and how the IRS determines “allowable living expenses” using national and local standards for food, healthcare, housing, utilities, and transportation—plus a quick explanation of the six-year rule.

IRS Collection Financial Standardsallowable living expensesnecessary expense testIRS payment planIRS collectionsdelinquent tax liabilitynational standards food clothing other itemsout-of-pocket health care standardlocal standards housing and utilitieslocal standards transportationIRS ability to paysix-year rule IRStax debt helpsmall business cash flowbookkeeping for tax issues
Read more
IRS Collection Financial Standards: How Allowable Living Expenses Are Determined (and Why It Matters)

Federal Tax Liens, IRS Levies, and What They Can (and Can’t) Take

Federal Tax Liens, IRS Levies, and What They Can (and Can’t) Takeby: John B Love IIIPublished on: 02/01/2026

Tax lien vs. levy explained: how federal tax liens arise, what an NFTL means, appeal rights, release vs. withdrawal, discharge and subordination options, property the IRS generally can’t seize, wrongful levy claims, and passport certification for seriously delinquent debt.

federal tax lienNotice of Federal Tax Lien (NFTL)IRS levylien vs levyCollection Due Process hearing (CDP)Form 12153Form 12277Form 14135Certificate of Release of Federal Tax Lienlien withdrawallien dischargelien subordinationwrongfully levied propertyIRS collection appeals programseriously delinquent tax debt
Read more
Federal Tax Liens, IRS Levies, and What They Can (and Can’t) Take

What the IRS Can Do to Collect Unpaid Taxes (and What to Do If You Get a Bill)

What the IRS Can Do to Collect Unpaid Taxes (and What to Do If You Get a Bill)by: John B Love IIIPublished on: 02/01/2026

Learn the key actions the IRS can take to collect unpaid taxes, including timelines for assessment and collection, how interest accrues, payment options, and the difference between collection appeals and collection due process—plus what to do if you agree or disagree with an IRS bill. (Educational only, not tax advice.)

IRS collection processIRS tax billunpaid taxesIRS statute of limitations assessmentIRS statute of limitations collectionNotice of Federal Tax LienIRS levy noticeinstallment agreement IRSForm 9465Offer in CompromiseForm 656IRS Direct PayIRS Online AccountCollection Due Process (CDP)Collection Appeals Program (CAP)Form 9423private debt collection IRSTaxpayer First Act
Read more
What the IRS Can Do to Collect Unpaid Taxes (and What to Do If You Get a Bill)